The seed round was co-led by Infinity Ventures and Frontline
FinTech Collective
Venture CapitalFinTech Collective is a New York-based venture capital firm.
Portfolio
5
companies
Investment by month
By category
- FinTech£71.4M
- SecurTech£6.7M
- AI/ML£5.4M
- Uncategorised£2.9M
By location
- London£68.7M
- United Kingdom£11.0M
- Cardiff£6.7M
Portfolio companies
Bottlepay
Bottlepay operates a Bitcoin-based global payments app enabling real-time transactions.
Coincover
Coincover provides digital asset protection and recovery services for cryptocurrency holders.
Diesta
Diesta provides software for insurance payment operations.
HelmGuard
AI agents for automated enterprise governance, risk, and compliance.
IMMO
Residential real estate investment platform streamlining property acquisition for institutional investors.
Team

Gareth Jones
Managing Partner
Gareth is Managing Partner at FinTech Collective. He previously held senior leadership and co-founding roles across financial technology and information services firms, including Serverside Group and CardLab.

Sean Lippel
Head of Digital Assets
Sean brings investment and digital assets experience from FinTech Collective. Earlier, he co-founded MyGameFace and worked in transformation consulting at salesforce.com.
LinkedIn
Toby Triebel
Partner
Toby brings financial services and infrastructure investing experience, having previously led operations at Wealthsimple and co-founded Spotcap Global. He is currently a partner at FinTech Collective.
LinkedInRecent investments
The seed round was led by FinTech Collective to support international expansion and product enhancement.
"The status quo surrounding payment processing in the insurance industry is stuck in the 20th century and cannot last"
Oak HC/FT led the Series B round to support European expansion and technology development.
"The moment has come to open up and professionalise the European residential market."
Element Ventures led the Series A round to support team expansion and product development.
"Crypto can be complex and confusing and people have valid fears around the safety of their funds. With Coincover, we are providing a fundamental building block for a rapidly maturing market by ensuring that people can be protected against making a mistake that can end up costing them thousands. This investment means we can rapidly scale our growth to market and consumer demands, and in doing so ensure more people can invest in crypto safely."
The seed round was backed by participants including Alan Howard, FinTech Collective, and NYDIG.
"Raising £11 million and reaching a post-money valuation of £51 million is a testament to the scale of Bottlepay’s ambition, and an illustration of the effort and resources invested to build and design a revolutionary payments infrastructure of this magnitude."
